ArchOver Ltd

ArchOver is a peer-to-peer business lending platform, connecting businesses requiring finance with investors seeking a secure and favourable return. To date, ArchOver has facilitated over £60 million of funding for UK businesses and delivered Lender returns of up to 9% p.a.

Companies that borrow over the ArchOver platform are UK-based, have been trading for a minimum of two years, and are seeking a minimum loan of £250,000. They must have an established management team and a proven business model based on trading business-to-business. Loans are for any business purpose, typically raising working capital, replacing invoice discounting or bank overdrafts. Loans are fixed term, for a fixed amount and at a fixed rate of interest.

ArchOver offers five lending models supporting UK businesses. Each model addresses security in different ways to suit the needs of the Borrowers and the appetite of the Lenders. ArchOver’s flagship ‘Secured & Insured’ (S&I) model allows borrowers to secure finance against their Accounts Receivable, where those Accounts Receivable are insured. ‘Secured & Assigned’ (S&A) are secured against contracted recurring revenue, with ArchOver taking assignment of the contracts. ‘Secured’ (S) loans are leveraged against either Accounts Receivable or contracted recurring revenue, with the main difference being that the Accounts Receivable are not insured and the recurring revenue is non-assignable. ‘Bespoke’ (B) loans are made on the same basis as S&I or S&A, with the sole exception being that the all-assets charge initially ranks second and will transition to a first charge during the loan term. ArchOver’s newest service, ‘Research & Development Advance’ (RDA) is unsecured short-term lending against an identified Research & Development tax claim payable to a company by HMRC.

ArchOver is a member of the long-established, privately-owned Hampden group, and is fully authorised and regulated by the Financial Conduct Authority (FCA) under registration number 723755.

UK: Angus Dent:  0203 021 8100
UK: angus.dent@archover.com, ashlee.dutton@archover.com

UK:
  www.archover.com
  5th Floor
40 Gracechurch Street
London
EC3V 0BT


Regions Covered

  • London
  • Midlands
  • North East
  • North West
  • Scotland
  • South East
  • South West
  • Wales

Facilities Provided

  • Asset Based Lending

Industries Covered

  • Construction
  • Distribution/Logistics
  • Engineering
  • Financial Services
  • Healthcare
  • IT related
  • Manufacturing
  • Media/Advertising
  • Other
  • Printing/Publishing
  • Professional Services
  • Telecommunications
  • Transport
  • Utilities

Minimum Annual Turnover: £2000000
Maximum Size of Advance: £15000000

Case Studies